Many people clean up their credit on their own and some of them do it effectively but many of them end up causing long term damage.  When disputing items on your credit report care must be taken because if an item is not taken off correctly it may placed back on at a later time and it will not be taken off again. 

For this reason I recommend my clients use Sky Blue Credit Repair.  They have a good reputation and I have seen success with them for other clients.  Please feel free to click on the link for Sky Blue Credit Repair below.