As expected mortgage rates have dropped so if you’re looking to lock in your interest rate do it now. As of this morning we are looking at 3.83% 15 year FHA with an APR of 4.125% under the borrower paid option. This is indeed the lowest I have seen rates; EVER. The Jobs market may cause rates to go up slightly due to positive reports but the FED will keep the rate fairly low and instability in the Middle East will keep the 10 year bond low so I’m thinking rates will remain low for a few days or even weeks. It is without a doubt to time to lock your loan in.
Mortgage Lic
NMLS: 295626
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